As per an RBI notification in September 2016, all credit information companies/agencies will have to provide one full credit report free of cost, on request, once a calendar year, to individuals whose credit data they hold w.e.f January 01, 2017. But wait, how many of you have still never requested their credit report previously, or…
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Since the past 2-3 months, you would have been receiving messages from your bank about replacement of your existing magnetic stripe cards with the newer EMV chip cards. This is applicable for both debit cards as well as credit cards. This is due to a notification from the Reserve Bank of India making it mandatory…
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Marriage is a landmark event in one’s life, so if you’re newly married or about to get married, congratulations! 🙂 After the initial euphoria comes the realisation that now on, you have to adjust to a whole new way of living as well as managing your finances, compared to when you were single. There is…
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The joy of getting your first salary after a hard month’s work. The difficulty in understanding your salary slip. The confusion when you are comparing the CTC in your offer letter with the take home salary. Has this happened to you? The three most misunderstood terms in this context are CTC, Gross Salary, and Net Salary.…
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Ever since credit cards were introduced, fraudsters have been trying to hack them. Over time, security mechanisms have got tougher – and hackers have also got smarter, meaning you have to stay a step ahead to avoid credit card fraud. However, it is not always some clever or sophisticated hack that compromises your data –…
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