In a previous post, we discussed the basics of a credit report and credit scoreĀ and now we’ll share how to improve your CIBIL score. Hope many of you have accessed your free credit report and checked your credit score as well. If your credit score was in the 750-900 range, congratulations – you’re sorted š…
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The past 10-15 years have seen a rise in costs of education as well as career aspirations of students keen to pursue higher studiesĀ from top institutes in India or even abroad. Before the education loan era, funding options for the middle class were mostly restricted to getting a scholarship or depending on your parents’ savings…
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With elections around the corner, the Government presented an Interim Budget today. No tax on taxable income upto Rs.5 lakh, increase in standard deduction from Rs.40,000 to Rs.50,000, relief for small farmers, increase in TDS threshold for rent and deposits, boost to real estate investments, were among the key proposals.Here’s a look at some of…
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As per an RBI notification in September 2016, all credit information companies/agencies will have to provide one full credit report free of cost, on request, once a calendar year, to individuals whose credit data they hold w.e.f January 01, 2017. But wait, how many of you have still never requested their credit report previously, or…
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Since the past 2-3 months, you would have been receiving messages from your bank about replacement of your existing magnetic stripe cards with the newer EMV chip cards. This is applicable for both debit cards as well as credit cards. This is due to a notification from the Reserve Bank of India making it mandatory…
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