In a previous post, we discussed the basics of a credit report and credit score and now we’ll share how to improve your CIBIL score. Hope many of you have accessed your free credit report and checked your credit score as well. If your credit score was in the 750-900 range, congratulations – you’re sorted 🙂…
As per an RBI notification in September 2016, all credit information companies/agencies will have to provide one full credit report free of cost, on request, once a calendar year, to individuals whose credit data they hold w.e.f January 01, 2017. But wait, how many of you have still never requested their credit report previously, or…
For a long time, credit cards were looked upon with some degree of suspicion in India – “Do you really need one?”, “Are you trying to show off?”, “Credit cards are a debt trap” and so on. However, the past few years have seen an uptick in credit card usage. Used wisely, credit cards can…
